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Best Mortgage Rates in 2025: Bank-by-Bank Comparison & How to Choose

Best Mortgage Rates in 2025: Bank-by-Bank Comparison & How to Choose

With 30-year fixed rates still hovering near 6 percent, a 0.25-point difference in APR saves about $17,000 in interest on a $350 k loan over 30 years. Add closing-cost variation, and the “cheapest headline rate” is often not the cheapest loan. Lender-by-Lender Numbers (May 2025) Rank Lender 30-Yr

The Long View: Mortgage-Rate Trends and 2025 Outlook

The Long View: Mortgage-Rate Trends and 2025 Outlook

(All data calculated from the 30-Year Fixed Rate Mortgage Average in the United States — FRED series MORTGAGE30US — released weekly by the Federal Reserve Bank of St. Louis.) fred.stlouisfed.org From 2015’s 3.85 % average to a pandemic trough of 2.96 % in 2021 and back up to 6.

California Rental Market Update — May 2025: Falling Prices, Rising Opportunities

California Rental Market Update — May 2025: Falling Prices, Rising Opportunities

Key State-Level Numbers * Typical monthly rent: $2,398 (↔ MoM + $3; YoY – 14.4 % / – $403) * Active listings: ≈ 98 000 rental homes currently on the market (highest since 2020) * Vacancy rate: 5.4 %, the highest statewide in six years * Annual income needed: $96 000 to afford median rent under the 30 %-of-income

NOAA’s 2025 Hurricane Outlook Points to Another Rough Atlantic Season

NOAA’s 2025 Hurricane Outlook Points to Another Rough Atlantic Season

MIAMI — May 2025 The National Oceanic and Atmospheric Administration’s Climate Prediction Center projects a 50 % chance of an above-normal Atlantic hurricane season, driven by record-warm sea-surface temperatures and a lingering La Niña pattern expected to develop by late summer. The official outlook calls for: Metric 2025 forecast 30-year average

Texas Pushes $140 K Homestead Exemption – Could Slice 2025 School Taxes by 15 %

Texas Pushes $140 K Homestead Exemption – Could Slice 2025 School Taxes by 15 %

AUSTIN — May 2025. The Texas Senate just passed SB 4 and SJR 85, hiking the school-tax homestead exemption from $100,000 to $140,000 (and $150,000 for seniors/disabled owners). If the House concurs and voters approve a November ballot measure, the change takes effect 1 January 2026 (applied

Buyer-Broker Shake-Up: What NAR’s August 17 Commission Rules Mean for 2025 Home Shoppers

Buyer-Broker Shake-Up: What NAR’s August 17 Commission Rules Mean for 2025 Home Shoppers

CHICAGO — May 2025. After a $418 million settlement rocked the National Association of REALTORS® (NAR) this spring, a major deadline looms. Starting August 17, every homebuyer must sign a written representation agreement before touring a home, and MLS platforms can no longer display how much—if anything—a seller is

Co‑Buying a House With Friends in 2025: New Data, Lender Rules and Exit Strategies

Co‑Buying a House With Friends in 2025: New Data, Lender Rules and Exit Strategies

A fresh CoBuy 2025 report says 18 % of U.S. first‑time buyers now plan to purchase with someone who isn’t a spouse—double the share in 2019. Rising prices and higher rates are pushing friends, siblings and unmarried partners to pool down‑payments, but the legal fine print